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February 19th, 2013
04:38 PM ET

Managing Your Money

When it comes to money, do you tend to save more or spend more?
You don't need to take a class in financial literacy to have a sense of how well you handle money.  But how would you define "handling money well"?  Do you think it's more important to save or to spend...and what are you saving for or spending on?

Carl Azuz, Anchor

Please remember to include only your first name when commenting.


Filed under: Feedback • News Coverage
soundoff (257 Responses)
  1. Justin

    When it comes to saving money I prefer to save more so that you can save up for something you really want to buy in the future.

    February 19, 2013 at 4:45 pm |
    • Laura

      When I have lots of money, I tend to save it so I can save up for something BIG!!! I plan to save up for a new toy!

      February 21, 2013 at 1:14 am |
    • Erman

      I vote spend more because if u have the money to buy something u really want it might not be there when u get back

      February 21, 2013 at 6:33 pm |
    • Taylor

      I like to save money so that I can buy something that I really want, not just something that I want at that very moment.

      February 23, 2013 at 1:00 am |
  2. Seraphina

    I tend to save my money because you never know when it having it will be useful, or if you have to buy a gift for someone on short notice. Plus, it's just easier for me to have pocket money to spend on friends instead of asking my mom.

    February 19, 2013 at 5:44 pm |
  3. Kamren

    It's honestly better (for me) to spend more. There's a lot we all need to buy this very moment, like FOOD, and by saving money, we're giving the impression that we aren't going to use the saved money, ever, so why not just spend it now?

    February 19, 2013 at 6:27 pm |
    • Maddie

      Because you need to be prepared. Let's think ahead. Say you've graduated from high school and you want to go to college. But when you look into your bank account for money for enrolling, your accounts almost empty, because you spent more money on the things like clothes. That's why I'm trying to teach myself to save.

      February 21, 2013 at 10:26 am |
    • Anonymous

      honestly how will you be able to spend as much if you cant save? just a friendly thought :) also, in this economy, wouldn't it be better if we could try keeping a balnce on our spending and saving?

      February 21, 2013 at 10:56 pm |
  4. Sierra

    Definitely save more. We all have to spend sometimes, but wouldn't you like to do it in peace, not having to worry about low amounts of money?

    February 19, 2013 at 7:07 pm |
  5. Eric

    I say it's more important to save because then you could buy something you want that is expensive.

    February 19, 2013 at 7:12 pm |
  6. LaTroy

    I AM VERY CONFIDENT BEING ABLE TO SAVE MY MONEY. BECAUSE THAT GIVES YOU MORE OPPURTUNITIES TO MDO THINGS YOU WANT.

    February 19, 2013 at 7:20 pm |
    • Maddie

      I agree. Always good to save! :)

      February 21, 2013 at 10:27 am |
  7. jacob

    There is a stark contrast in the way people approach their health vis-à-vis their finances especially women. I know scores whose only effort at personal financial management is to marry a rich wealthy guy. But a man in no plan (more on this in my subsequent posts).

    February 19, 2013 at 7:33 pm |
  8. Mariko

    I tend to spend A LOT more money. I'm still young, and I like to go shopping. It's hard not to spend money, especially when you have more than 5 dollars of it.

    February 19, 2013 at 7:40 pm |
    • Erman

      I am with u Mariko. SPEND MORE

      February 21, 2013 at 6:36 pm |
  9. Logan

    I think its important to save your money because you can always buy your wants later in life.

    February 19, 2013 at 7:45 pm |
  10. Jordan

    I think it is definitely more important to save for things like college and such, things that will really affect you later in life. Spending money on useless items like makeup or soda just isn't worth it. Unfortunately, I'm a horrible spender, and I really blow off my money.

    February 19, 2013 at 7:45 pm |
  11. Justin

    I would save money because once I save enough money, I can spend the money on only things I need. I would not spend my money on video games. Sorry boys.

    February 19, 2013 at 7:50 pm |
  12. Miller

    When ever I am givin money for any reason, wheather it's going to my friends or getting it for my birthday I always end up wasting it. It seems like students seem to spend more money on wasteful things. People need to start saving their money and putting it in safes or savings accounts. It would help us realize what we can do with the money we've saved.

    February 19, 2013 at 7:50 pm |
  13. Anna

    I guess I spend more because of all of the things there is to do with sports and stuff

    February 19, 2013 at 7:51 pm |
  14. Taylor

    You would have to be able to control yourself. Yes you can treat yourself to a little something every once in a while but not to much or you may end up poor or maybe even a hoarder. No one wants that! NO ONE!

    February 19, 2013 at 7:59 pm |
  15. Ali

    When it comes to me, I will always save up for expensive things to buy. It's a bad idea to just waste your money on anything you see interesting.

    February 19, 2013 at 8:06 pm |
  16. samuel

    i would say that you should save your money and only waste it on the necessary

    February 19, 2013 at 8:29 pm |
  17. Ashley

    When it comes to money, I tend to save more than I spend. I don't get an allowance or money unless I find pennies on the street. I roll up all my pennies once a year and watch my savings grow.

    February 19, 2013 at 8:30 pm |
  18. Hiroki

    I usually save money for the things which are valuable to spend on. For example, as a student, I spend almost all the money on books, which will be the basis of knowledge and moral.

    February 19, 2013 at 8:53 pm |
  19. Paige

    I would save more so that i can by something that i will enjoy then to spend it all on the first thing i see

    February 19, 2013 at 8:56 pm |
  20. Sophia

    i believe it's more important to save money. Most definetly. if you spend more money,then well..you might not have the money you need later for something truly important. Save!

    February 19, 2013 at 9:06 pm |
  21. regrip

    saving is more important to me because i don't need to spend at my age. i save for important issues like college and spending my loot in high school.

    February 19, 2013 at 9:09 pm |
  22. MATTHEW

    I think that i save my money and spend my money very well, it was because i took a class just like the one that was shown in 2/20/13 edition of CNN student news.

    February 19, 2013 at 9:14 pm |
  23. Jaz

    I believe saving money could be great because saving money can feel just as good as spending it.

    February 19, 2013 at 9:32 pm |
  24. Paxton

    I think "handling money well" is when you have a distinct balance between spending and saving, so you don't end up with no money or not enough things that you need.

    February 19, 2013 at 9:33 pm |
  25. Renee

    I would define money as a "want". Hobos can do with out money. What about others?

    February 19, 2013 at 9:54 pm |
  26. Lizzie

    When I get my allowance, I try to save a set amount of money before I start using them, but I still use more than save. I think it's more important to steadily save, than saving a lot of money at once.

    February 19, 2013 at 10:07 pm |
  27. Alexander

    I think its more important to spend money on going out with your friends/family because you never know what could happen tomorrow.

    February 19, 2013 at 10:08 pm |
    • Name

      I like this in theory. It would be great to love life to the fullest at every moment but chances are tomorrow you will still be alive and still have bills to pay.

      February 21, 2013 at 12:29 am |
  28. Tony

    Compared to spending its immensely important to save your money. You don't necessarily have to save it for anything. You never know when you might need it for something. Its always good to have a backup plan in case things go wrong. I personally have two funds I'm putting money into, one is for emergencies and one is for leisurely activities or events.

    February 19, 2013 at 11:44 pm |
  29. Johnathan

    I think that it is more important to save because I am saving for college and you will need more saving money in order to get past the amount you are going to spend at college.

    February 19, 2013 at 11:52 pm |
  30. Ben

    My financial habits depend on my income. If I am making money, I will tend to spend more. If I don't have an income, I tend to save more and spend less.

    February 20, 2013 at 2:54 am |
  31. JeeEun

    I'd like to spend money than saving money. If you decide you'll save money, you'll saving and saving and saving for that! You can lose good chance to buy something incredible!

    February 20, 2013 at 4:15 am |
  32. Matthew

    I think I handle money quite well. As far as the average student goes, I spend a lot less and learned how to save money from an early age for things I want or need.

    February 20, 2013 at 4:36 am |
  33. Jane

    I guess that I spend less than I save. But I cannot endure not using it for stuffs I really want to buy.
    I get my weekly allowance and I save it for the stuff I really want to buy in the future.

    February 20, 2013 at 5:25 am |
  34. Zeus

    I save mony. Because when I want to buy something, I can buy it easily.

    February 20, 2013 at 5:42 am |
  35. Kevin

    I think it is handling money well when you don't overspend and spend too little. You need to balance it out

    February 20, 2013 at 7:14 am |
  36. Savannah

    I would consider not spending a lot or not spending money on things you think you need but don't really need. For example, candy, you don't really need it but you choose to get it anyways.

    February 20, 2013 at 7:32 am |
  37. JeeSoo

    Managing money is an essential life skill, it really isn't so difficult.
    Start with piggybank

    February 20, 2013 at 7:42 am |
  38. Jason

    I am very bad at managing my money. In fact, I usually spend my allowance for the next week before i get it, just because I see something mildly interesting in a store.

    February 20, 2013 at 7:59 am |
  39. Emile

    I save money. There are lots of awesome things in the world that I really like ; and If I just buy things on the street that I do not even like that would be a waist of money.

    February 20, 2013 at 8:15 am |
  40. Kallie

    I think it is important to spend your money because you could be buying the things you really need for school, or for a job you have.

    February 20, 2013 at 8:41 am |
  41. Sophia

    I think it's more important to save money. Then if your young you can save for college, and if your old you can save for maybe a vacation or retirement. I spend more money then I save, but I still think saving is more impotant.

    February 20, 2013 at 8:41 am |
  42. Austin

    I tend to save more money because i only spend my money on basic necessities instead of wasting it on pointless things.

    February 20, 2013 at 8:41 am |
  43. Elexus

    Most of the time when i get money i will try to save it but some how i always some how spend it on random things.

    February 20, 2013 at 8:41 am |
  44. alexis

    well it basically depends on what kind of mood you are in, and how much your bills are and stuff like that. Most kids think spending is amazing and that they have so much money, but the truth is that yes you may have $100 but that in our economy is worthless. Once you have money their is always a reason the spend it again.

    February 20, 2013 at 8:42 am |
  45. Mary

    It depends what your are spending on, if you are spending it on food, and things you NEED, then it should be okay. But if you already have that then you should save it for later when you need it.

    February 20, 2013 at 8:42 am |
  46. Clay

    I tend to save more for something I want that is worth some bucks like a laptop or tv. I'm saving up for a laptop

    February 20, 2013 at 8:42 am |
  47. Jessica

    I think it is more important to save because you may need money later on and if you spend it all at once, you won't have any money. I would save my money for gas because gas prices a high and they may get higher.

    February 20, 2013 at 8:42 am |
  48. Harrison

    I think it is important to save and you would be saving for college.

    February 20, 2013 at 8:42 am |
  49. Megan

    I think it is important to save rather than spend because I am saving for more important things like a car or collage.

    February 20, 2013 at 8:42 am |
  50. Connor

    I think that you should save your money because later on you will have more money to buy more or better things.

    February 20, 2013 at 8:43 am |
  51. Stephanie

    I tend to save more because I want to have a good future. I save my money so I can get into a good collage and I also save up for dance because I want to be a dancer when I grow up.

    February 20, 2013 at 8:43 am |
  52. Brendan

    I think if you save more you can buy a house or a dormitory at college.But if you spend you have to save up again to buy what you want,so I think you should save more.

    February 20, 2013 at 8:43 am |
  53. catie

    I usually save up my money to get a car or get into a good college but like when i am at the moll i usually spend most of it but not on purplish

    February 20, 2013 at 8:43 am |
  54. Josh

    It is better to save but when something comes out that I want I usually buy it.

    February 20, 2013 at 8:44 am |
  55. Lori

    I think managing money well means having a budget and sticking to it. That's a tough thing to do, but makes money sense.

    February 20, 2013 at 8:49 am |
  56. Elizabeth

    I tend to alternate on spending and saving it just depends on what I feel like that month.

    February 20, 2013 at 8:49 am |
  57. Lacy

    I tend to spend more. But since i'm about to go into high school i need to save more to pay school supplies and collage. It's going to be a big challenge for me.

    February 20, 2013 at 8:51 am |
  58. Andy

    My Chinese culture and tradition that I grew up in was all about being smart and saving so I tend to save whatever money I earn.

    February 20, 2013 at 9:13 am |
  59. Madison

    I tend to save more. In fact one of the only things I spend my money on is my cell phone bill. I save the rest for birthday gifts.

    February 20, 2013 at 9:26 am |
  60. cressy

    i think that its better to save your money so later on your luife you have money to spend on good choices that you make and so you can you it on things you want for example clothes , jewerly, car,etc.

    February 20, 2013 at 10:04 am |
  61. Angel

    I usually spend money on clothes..I really love shopping.

    February 20, 2013 at 10:32 am |
  62. Nate

    It's easy to spend money but hard to save it. If you have the self control than it will pay off in the long run.

    February 20, 2013 at 10:37 am |
  63. Caroline

    I save more! I had not touch my money in 2 years. I got $200 in my bank and $59 in my wallet. Its "rainy day" money

    February 20, 2013 at 10:38 am |
  64. siye

    Many people may think we have to accumulate money, but money exists for using.
    Wasting is bad, but I think spending money to do what I want is better than just saving.
    It's so ambiguous. I will SAVE money, and then I will SPEND it for traveling.

    February 20, 2013 at 11:18 am |
  65. Reed

    Not only do I think it is better to save, I invest what I save. I started investing in stocks and ETF's when I was in 14 and have beat the S&P for the last two years.

    February 20, 2013 at 11:28 am |
  66. An

    I think you should divide your profit. Spend half and save half. It's the best of both worlds!

    February 20, 2013 at 11:36 am |
  67. Brennen

    I am better at saving my money because whenever I get some money from friends or relatives I put it in my bank and I think I have at least $200!

    February 20, 2013 at 11:40 am |
  68. annika

    I save it so i can give it to people that need it.

    February 20, 2013 at 11:41 am |
  69. shane

    i would save my money to go to college and by food

    February 20, 2013 at 11:42 am |
  70. Becca

    My dad makes me and my siblings save at least half of what we earn in the bank. Although I could probably think of a hundred uses for that money right now, I'm glad that I will have money to pay for a car later.

    February 20, 2013 at 11:42 am |
  71. Imani

    I usually spend half of my money and save half of it.

    February 20, 2013 at 11:43 am |
  72. Nathaniel

    I always save half of my money that I earn and deposit it in the bank. I will need it since I intend to enroll in college and earn a masters degree in law.

    February 20, 2013 at 11:44 am |
  73. Samantha

    I would rather save money because if i spend all my money i won't have enough money for college or for my convertible.

    February 20, 2013 at 11:44 am |
  74. Kelsie

    I am in the middle because i am like if i go to the mall i want to spend money but other than that i am pretty good with not spending my money. I pretty much save my money for like " A RAINY DAY."

    February 20, 2013 at 11:44 am |
  75. Jeanetta

    I think people should save money even kids that get money for doing chores because they can get a good car, a good house and a good college.

    February 20, 2013 at 11:44 am |
  76. colton edward rhodes the first of plano texas, united states of america

    hello carl the zues., i know not the question you have asked. but watching cnn student news i have never gotten below an A on the test...i have just been informed the question. i usually wish to save the currency that i have earned but something always comes along that bankrupts me...like an arcade..or a female homosapian. weel im gonna SAVE the rest for later, im gonna try not to SPEND all my time on this.

    February 20, 2013 at 11:44 am |
  77. Stacie

    At First, Espically around Tax season, I would just go crazy with my money.Now That I am a Senior, This year I am going to use a Budget System.

    February 20, 2013 at 11:45 am |
  78. An

    I would divide the profit. I would spend half and save half. It's the best of both worlds!

    February 20, 2013 at 11:46 am |
  79. Tessa and devin

    I save money because i need it for my car and you need to save.

    February 20, 2013 at 11:48 am |
  80. luke

    I save my money cause i need it to go to college and a car.AND for wen i grow up.

    February 20, 2013 at 11:48 am |
  81. brandon

    I whould save your mony so you can pae your bill's and buy food

    February 20, 2013 at 11:50 am |
  82. Nicholas

    Its easy to spend but hard to save, im saving up for college to add on or a car.

    February 20, 2013 at 11:57 am |
  83. Jack

    Save money. Spend it on what you need not what you want unless you have extra money

    February 20, 2013 at 11:57 am |
  84. McKenna

    I believe I should be saving more than spending because you may need that money in the future to buy something important or save up for college.

    February 20, 2013 at 11:58 am |
  85. Isabelle

    I think it's best to save money so you have money in the future, though it is okay to spend money just not all at the same time.

    February 20, 2013 at 11:58 am |
  86. Conor

    I tend to spend more when it comes to money because I'll save up until I get enough for something then I'll spend it on it

    February 20, 2013 at 11:58 am |
  87. Madeline

    Handling money well means that you save a certain amount for your future but you can still spend on things you want.I think it's more important to save, but also important to spend. Right now, I'm saving up for more clothes.

    February 20, 2013 at 11:58 am |
  88. noah

    I save money in case I wanted to buy something on short notice

    February 20, 2013 at 11:58 am |
  89. Lauren

    Well i dont have money. I usually just spend money on movies when I do have it but I think spending it on what you need but not not what you want is more important

    February 20, 2013 at 11:59 am |
  90. Jessica

    Handling money well is saving your money for something special and not making any exceptions on buying something else. I think it's more important to save but only if you're saving for something special. I spend my money on clothes or candy because I love clothes and candy:)

    February 20, 2013 at 11:59 am |
  91. Chevy

    I save more because I keep a wallet hidden in my house that I do not touch until the time comes to spend it. I take out $5 each week though to buy something thats needed thats cheap.

    February 20, 2013 at 12:00 pm |
  92. Brendan

    I tend to save more. Most people don't know this but I get $100 every month for being good. I have $500 in my wallet ready for anything. In my bank I keep any new money there and I get 1% interest each month. Last I checked I had $ 1050 in bank.

    February 20, 2013 at 12:00 pm |
  93. Veronica

    Its better to save more but I always spend it on stuff I don't need. It's hard to keep hold of money.

    February 20, 2013 at 12:00 pm |
  94. Nolan

    I save for many different things, but over all I am saving for college (Go U of M). And I think that handling money well would be saving for what you want, and not buying frivilous things that wouln't have long term use

    February 20, 2013 at 12:00 pm |
  95. Grayson

    Right now I am putting all of my money in the bank for interest. I am not spending now because in a few years, way better things will be out.

    February 20, 2013 at 12:00 pm |
  96. Michael

    I think it is more important to save your money.I save my money and so far I have about 376 dollars all together. Saving your money could be helpful because maybe one day they come out with something and you want to buy now you could. I take about 50 dollars on a trip to where ever.

    February 20, 2013 at 12:01 pm |
  97. Holli

    I would think it would be better to save more because when an emergency comes along or stupid college teachers are making you buy your own books its good to have money to be able to buy those items right away and not have to beg, borrow and steal money.

    February 20, 2013 at 12:01 pm |
  98. James

    handling money to me means not flashing it around and acting like you have too much of it.

    February 20, 2013 at 12:01 pm |
  99. Andrew

    I think "handling money well" would be defined differently by everybody because everybody has different ways of "handling money well". I think that saving money is more important because you could have more money for what you want to buy.

    February 20, 2013 at 12:01 pm |
  100. Alex

    I think its more important for teens our age to save more than we spend so when were older and in charge of a lot more money we wont have the impulse to buy a ton of stuff we don't need. I am not really saving up for anything at the moment, I guess i'm just waiting for something I really want.

    February 20, 2013 at 12:01 pm |
  101. Bailee

    I think handling money well means to save your money on something dumb and save it on something important. I like to save for something important in the important
    .

    February 20, 2013 at 12:02 pm |
  102. Raija

    A Good way to handle your money well is to save a little and spend a little! That doesn't mean you need to spend it on pointless things. I'm currently saving up for collage and a car.

    February 20, 2013 at 12:02 pm |
  103. Alena

    I think handling money well means that you don't go out every day and spend your money on pointless things and instead only buy things you need. I think saving and spending are equally important because you need to save your money in order to be able to spend it. I am saving money for college so that I don't have to pay so much money.

    February 20, 2013 at 12:03 pm |
  104. Alejandro

    Managing money would mean to save half of your earnings and spend half of your money. I may be saving up for an airsoft gun.

    February 20, 2013 at 12:03 pm |
  105. Kayla

    I think "handling money well" means that you don't spend your money on things you don't need or things you will never use again. I think it's more important to save your money because you can use it when you really need it. I save my money up for a car and gas money.

    February 20, 2013 at 12:06 pm |
  106. Evan

    Handling money well to me is saving and spending... have enough to get things you want, but don't go over board and with whats left save it. I think it is more important to save so then when you retire you have enough to keep you a float. Right now i am saving for things for my ipad.

    February 20, 2013 at 12:08 pm |
  107. Keith

    Yes it think it is good because we would be more independent when we get older!!!!!!!!!!!!

    February 20, 2013 at 12:11 pm |
  108. Caleb

    When it comes to saving money I am bad. The second I get money I pretty much spend it on junk, like Soda.

    February 20, 2013 at 12:12 pm |
  109. Tyler

    I think a good way to save is put it in a bank. I think it is even to do both because you could need the money now or you could need it. Something im am saving my money for is a new paintball gun.

    February 20, 2013 at 12:17 pm |
  110. ethan

    i spend a lot of money when I shop and barely save any

    February 20, 2013 at 12:23 pm |
  111. Cosette

    I usually save more than I spend because I can never decide what to buy.

    February 20, 2013 at 12:24 pm |
  112. Elijah

    I like to spend my money. I like buying things that I like. Whenever I get large amounts of money I tend to spend it all so im not good at managing money.

    February 20, 2013 at 12:28 pm |
  113. m.jordan

    i spend a lot of money because i wont nice things so i spend my money so i can get them. when i get money i go get new shoes are a hat or a new shirt. these things are what i wont so i spend a lot of money to get it but i save my money to get it so i save a lot

    February 20, 2013 at 12:29 pm |
  114. Janay

    I prefer to save my money instead of spending it .Because i might run into something more valuable then just spending my money. on little things

    February 20, 2013 at 12:30 pm |
  115. dominique

    I think I'm pretty good at managing my money. i don't spend all my money i save it. i save it because it will help me out in the future when i need something important

    February 20, 2013 at 12:30 pm |
  116. Marquise

    I save more. because, you never know when you're going to need that money you saved up for a something important like a emergency situation.

    February 20, 2013 at 12:31 pm |
  117. norbit

    We need to spend more to keep the economy going,if we tend to save,then thats more and more money not being spent.Yes,saving does do alot,but spending does keep the up the slow economic build.

    February 20, 2013 at 12:31 pm |
  118. Jonathan

    I'm not very good at managing money. Most of the time I spend a lot but don't save enough. But then I don't have enough money to get what I want.

    February 20, 2013 at 12:32 pm |
  119. Juan

    I would save more because it will help me in a rainy day when i really need it

    February 20, 2013 at 12:39 pm |
  120. Trinitee

    I spend my money when i get it.I try to save it but i end up spending it.

    February 20, 2013 at 12:40 pm |
  121. Jesus

    I will save more money than spending money because if i start saving i will be having more money so I can buy better stuff because if I save in if I want something that I like i will just buy it with my own money that is why I should start saving now.

    February 20, 2013 at 12:40 pm |
  122. pedro

    I would save more because you can earn and get more money so you can have $500 . when i save all my money i get like $300.

    February 20, 2013 at 12:41 pm |
  123. Juan

    I save more.I had not touch my money in 2 years. I got $200 in my bank and $59 in my wallet. Its "rainy day" money,but since i'm about to go into high school in 2 years i need to save more to pay school supplies and collage if i want to go

    February 20, 2013 at 12:41 pm |
  124. manuel

    i would save more. and spend less. so if you save you can maybe get more money and buy alot of stuff.

    February 20, 2013 at 12:41 pm |
  125. stormie

    I spend more! Because when i get money ,i just want to spend it.

    February 20, 2013 at 12:42 pm |
  126. Jessica

    It depends what your are spending on, if you are spending it on food, and things you NEED, then it should be okay. But if you already have that then you should save it for later when you need it.

    February 20, 2013 at 12:43 pm |
  127. Eduardo

    When you handle money you should save money and spend it wisely

    February 20, 2013 at 12:43 pm |
  128. Shaddius

    I tend to save my money because you never know when it having it will be useful, or if you have to buy a gift for someone on short notice. Plus, it's just easier for me to have pocket money to spend on friends instead of asking my mom.It is better to save but when something comes out that I want I usually buy it.

    February 20, 2013 at 12:44 pm |
  129. Elizabeth

    Sometimes when i get my allowance i spend it all in one day.But i learned that if you save money you get a better chance of buying something

    February 20, 2013 at 12:45 pm |
  130. Alexis

    I spend more money but i try to save it........its hard to save because when you go in the store you will always want something.

    February 20, 2013 at 12:45 pm |
  131. Emily

    I would like to save more instead of spending money because if you want something so bad but you don't have enough money to get it then you might want to save it instead of spending it on something you don't want. I prefere saving my money so when I get into college I can afford it and have a little bit of money for something else.

    February 20, 2013 at 12:45 pm |
  132. eboni

    i spent a lot of money. but i have 300 dollars i the bank but if it is not in the bank i spent quickly.

    February 20, 2013 at 12:46 pm |
  133. Kenneth

    I never spend that much money but some people should save like some people.

    February 20, 2013 at 12:46 pm |
  134. Natysha

    I don't save money ,I love to go shopping and but a whole bunch of other stuff .I need to try but my duck self ain't gone save nothing cause i going to want to go shopping.

    February 20, 2013 at 12:47 pm |
  135. KYRA

    I spend more money because it is hard to save because when i save i always see something i want really bad and someday it might get sold out oneday and i already have money so usually if isee something i want i might buy it.

    February 20, 2013 at 12:48 pm |
  136. Ally

    I'm young so its always hard to save up so, spend more. I'm always broke!

    February 20, 2013 at 1:27 pm |
  137. Tom

    I sabe my money because after I sale my animal in county fair it's up to me to save the money I make to buy new animals for the next year. I realy don't have a choice but to save my money, if I want to show my animals next year.

    February 20, 2013 at 1:31 pm |
  138. Katelyn

    When I was younger I used to spend more but as I got older I started to save more because I wanted nicer things. The last thing that I saved up for was a fish tank and it made me feel really good to know that I was patient and used my own money to buy something that I really wanted. What I am saving up for now are a pair of roller blades.

    February 20, 2013 at 1:31 pm |
  139. Blaze

    Isave more because I save by using my lunch box as a plastic bag and i save money from when i work and i have $180. I do this to help my parents by saving mine and while im saving mine there also saving theres so it works perfectly.

    February 20, 2013 at 1:32 pm |
  140. Peyton

    I save more I work so all the money i save goes to my wallet.

    February 20, 2013 at 1:35 pm |
  141. Catherine

    I enjoy to save my money. I save my money more than I spend it because I like to keep my money and wait to spend on things that I need more. I can usually wait to spend my money because I know that if it is near I could ask for it for my birthday or Christmas. I save all my money for the future when I need it for something important that I need not just if I want it.

    February 20, 2013 at 1:36 pm |
  142. scarlett

    i would save money because you will have money later in life when you go to college you will have money.

    February 20, 2013 at 1:36 pm |
  143. Missy

    I save my money most of the time. Although if I see something that I need or really want I get it. I save my money from babysitting, but my parents make me put some of the money back in my bank account for emergencies so I have alot of money saved in the bank. I also have at least $100 in my penny bank and just a few dollars in my wallet.

    February 20, 2013 at 1:36 pm |
  144. Lexi

    I save my money until I find something I like. But I am going to admit that I spend more money thin saving my money.

    February 20, 2013 at 1:37 pm |
  145. Jessa

    I prefer to save my money. I get two hundred dollars a month and I try to save at least 2/3 of it. The other 1/3, I spend on things I need, rather than things I want. I tend to just automatically buy things I need when I see them. I plan to save up my money for things I might decide I want later in the future. For example, college or for any other educational purposes.

    February 20, 2013 at 1:38 pm |
  146. Tracy

    I am going to save the money I get for my allowance to buy or to do something else that can help my education purposes

    February 20, 2013 at 1:39 pm |
  147. jaden

    i save more money because i can buy skylar a something!!!!

    February 20, 2013 at 1:42 pm |
  148. Alisa

    Our students taking part financial literacy as 9th graders and the rest as a full class their 11th grade year so hopefully fully prepare them for college and real life. The assignment where my 9th grade students track their expenses and the money that their parents spend on them for a month (including mortgage, utilities, transportation, entertainment, inc.) is surprising to most teenagers and they end up appreciating their parents. In 12 years, I haven't had a student under $1000 a month.

    February 20, 2013 at 2:08 pm |
  149. Nicky

    When it comes to handling money, i would save my money for something that i would want in the future and then spend money for what i would need like food, house hold items, etc...

    February 20, 2013 at 2:15 pm |
  150. Molly

    I am big saver, its hard in my opinion to spend allot of money on toys and stuff. i like to spend it on things that will effect me in a good way such as a granola bar before school.

    February 20, 2013 at 2:58 pm |
    • allie

      i do the same thing, every time i go to the store i bring money for just one

      February 21, 2013 at 8:43 pm |
  151. Charles

    If you save more money, you will be able to purchase more things that cost money in the future. Plus, maybe those things will be cheaper by the time you're done saving.

    February 20, 2013 at 3:09 pm |
    • Charles

      Meaning that you can save more money overall.

      February 20, 2013 at 3:09 pm |
    • Austin

      I agree with charles if you save more the more things you can purchase important things in the future

      February 21, 2013 at 10:00 am |
  152. Sakim

    Although I have to say save more, although I did just spend fifty dollars to buy a unicycle!

    February 20, 2013 at 3:12 pm |
  153. Blake

    I would save money. Why would you spend what you can save later

    February 20, 2013 at 3:41 pm |
  154. Liza

    I tend to save more money than I do spend because I get attached to my money and I'm usually saving up for something.

    February 20, 2013 at 3:42 pm |
  155. shayla

    Well, I can't even save my money for a week with out spending a cent so i'm pretty sure I cant save my money for college good thing my parents take all my money from my birthday's.

    February 20, 2013 at 4:05 pm |
  156. Shree

    I would personally save money because without earning money, you never really know the real value for money itself. You can save money for anything you like, as long as you have earned the money.

    February 20, 2013 at 4:18 pm |
  157. bobby

    i think you should just blow all your money away. Because it doesnt matter. Money comes and goes.

    February 20, 2013 at 4:32 pm |
  158. waleel

    i tend to be half and half with the money. Because it depends on how much money i am given. If you have more money in your savings account, then you get more profit.

    February 20, 2013 at 4:33 pm |
  159. Ahliya

    When it come to money i tend to spend my money on things that i don't really need like gum, candy and fast foods. I am not really good at saving money because i always buy the first thing that catches my eye, It something i really need to work on

    February 20, 2013 at 4:34 pm |
  160. kyle

    I think it is more important to save your money. The reason why is becuase pepole need to save their money and make wise investments. Even though I just spend my money soon as i get it.

    February 20, 2013 at 4:34 pm |
  161. Brookynn

    I am totally great at money spending I love to shop for clothes and I love to buy candy . Im only 12 but I am going to try to take that class when I get into high school.

    February 20, 2013 at 4:49 pm |
  162. Chrissy

    I save all of the money i get so that i can go to whatever college i want to go to when i am older.

    February 20, 2013 at 4:52 pm |
  163. Christina

    Well, I try to save. But since there are a bunch of new things come out on sale & I just can't help it but, to buy it!!! It's kind of a bad habit that I am currently trying to stop so I can save that money for a better education and a home. :)

    February 20, 2013 at 4:54 pm |
  164. Trinity

    Well I'm kinda both ways I spend money and then save for a few months then I usually spend it all on stuff I WANT and don't NEED.

    February 20, 2013 at 4:57 pm |
  165. Trinity

    I think it is vary VARY important to save money so that way you can have more options or more opportunity, to buy a better house or car or get in a collage, I for one is a horrible saver I can't save a thing, I usually spend it on my sister to make her stop crying.

    February 20, 2013 at 5:04 pm |
  166. Adam

    Just save half and spend half and then it will add up eventually

    February 20, 2013 at 5:07 pm |
  167. cassie

    i tend to save more beacuse i dont have a car to drive me places and i save it for when i really need it.

    February 20, 2013 at 5:10 pm |
  168. Ty'Keesha

    I think its better to save money. You can save money by budgeting. You can always use the money you saved for a rainy day, emergencies, or for future purchases. I'm saving for a fresh new car.

    February 20, 2013 at 5:24 pm |
  169. Sophia

    I tend to spend my money on non sense stuff like food at school when I don't need it and I am kind enough to lend money to friends. But they never pay me back. But now and days I keep telling myself to save up for vacations and a new iPod, better yet an iPhone.

    February 20, 2013 at 5:31 pm |
  170. Sam

    people should start saving money early so it does not effect them later.most people spend there money right when they get it and they spend it on something they don't need.

    February 20, 2013 at 5:45 pm |
  171. Joel

    I save because I don't want somthing that'll come apart after a few weeks, but I don't like to waste money on expensive brands that can be mimed for an 8th the cost.

    February 20, 2013 at 5:47 pm |
  172. Fupa

    Saving up can help you get things you want, but spending it sooner is more for getting things you need.

    February 20, 2013 at 5:57 pm |
  173. johnie

    Frankly I want to say I save more money than I spend but I really probably spend more than I save. My parents don't give me my allowance though, they keep a balance table online and track it there so it is harder for me to just go o it and spend all of it.

    February 20, 2013 at 6:15 pm |
    • johnie

      Sorry the o on the last sentence is supposed to say and

      February 20, 2013 at 6:18 pm |
  174. Jenna

    Save more. You need to save for collage! But it's fine to spend every now and then. :)

    February 20, 2013 at 6:19 pm |
  175. Bianca

    I would save my money because i would save it for my collge when i go up.

    February 20, 2013 at 6:27 pm |
  176. Rebecca

    Handling money well means saving, not spending your money on unnecessary things

    February 20, 2013 at 6:33 pm |
  177. Ciara

    My mom makes me and my sisters spend half of the money we earn and save the other half.

    February 20, 2013 at 6:36 pm |
  178. Alessi

    I think it's important to save your money, because if you see something in the store that you want but you don't have the money for then you are going to save up all the money you get and earn. Like it you see a pear of sneaker's that you seen and they cost $90 and you only have $20 you are going to save all you money for those sneaker

    February 20, 2013 at 6:43 pm |
  179. Park

    When I have some money, I tend to save it, not to spend it, since it is more beneficial, considering my future.

    February 20, 2013 at 6:45 pm |
  180. brett

    I always save my money when I go to places with friends and family. It's hard for me not to save money awkward turtle

    February 20, 2013 at 6:46 pm |
  181. alessi

    I never save my money I always append it on every thing. No matter how much it cost. I try to save me money but I seen so hard for me because there so many things that I see and I can buy them.

    February 20, 2013 at 6:48 pm |
  182. Lisa

    Any money that I get goes straight to un-needed things. I think there is just a giant whole in my pocket.

    February 20, 2013 at 6:52 pm |
  183. Emmi

    I am the kind of person who thinks and plans ahead. So, I do tend to save a lot. I have over 500 dollars in my wallet, used on nothing!!!

    February 20, 2013 at 6:58 pm |
  184. HARRISON

    i like to save money because when i want something like an expensive dvd or video game or even the new shoes that just came out they are usually more than my weekly allowance

    February 20, 2013 at 7:36 pm |
  185. Hannah

    I save a lot of my money. Most of the time I don't spend any of it- it just goes straight to the bank!

    February 20, 2013 at 7:47 pm |
  186. Autumn

    I definitely am a saver. Saving money isn't easy, but I have invested in the stock market, and run a small bissness within my neighborhood selling my chickens freash eggs. I'm saving for colledge, and it has been fun!

    February 20, 2013 at 8:11 pm |
  187. Bella

    I tend to spend more but I'm working on better saving habits. My parents fuss at me but I'm going to try harder.

    February 20, 2013 at 9:38 pm |
  188. An

    I think you should split your money so you can save half and spend half. That way, you can still buy stuff, and still have money saved.

    February 20, 2013 at 9:39 pm |
  189. Gabriel

    I think that when you save more, you can have enough money later to spend it on whatever and balance what you save and spend.

    February 20, 2013 at 10:05 pm |
  190. Osama

    I tend to save, but I still by the odd thing if it's cheap and it's caught my eye. I'm saving up for college, but I buy stuff like baseball cards and football cards because a lot of the ones I have could sell for much more than I bought them for.

    February 20, 2013 at 10:18 pm |
  191. Nutmeg

    I think saving money is better. I just saved about 380 dollars and bought an iPad Mini.

    February 20, 2013 at 10:53 pm |
  192. Mr.Winns 6th hour

    Everything in stores is expensive! It's one thing if you have a job and earn money but when your still in grade school or middle school it's hard to save.

    February 20, 2013 at 11:27 pm |
  193. Jacqueline

    I think saving money and spending money are all important, but saving money have to be more than spending money. For future, we need to save money but if you just saving money and don't use, it's same as scrooge, who is very cold and mean man. So, to compare this in percentage, saving money must be over 70%, and spending money must be less than 30%.

    February 21, 2013 at 12:07 am |
  194. Malcolm

    I tend to save a lot of money, because I don't have much things to spend it on anyway.

    February 21, 2013 at 12:37 am |
  195. Ruby

    I usually save more because I don't know when it will come handy.

    February 21, 2013 at 1:12 am |
    • Julie

      I get two $a month and I usually save most of it.

      February 21, 2013 at 1:18 am |
  196. Aaron

    If you save money in the end you will be able to buy things that you wont.

    February 21, 2013 at 8:01 am |
  197. Lashell

    If you save money you can buy something you really need so like, my father would say" save now or regret later" .

    February 21, 2013 at 8:10 am |
  198. Danovan

    I'm thinking its not that easy to save money cause its not easy to save $1000 dollars for collage.

    February 21, 2013 at 8:11 am |
  199. Hannah

    I can't save money I try but I find something that I want and it is hard to handle myself.

    February 21, 2013 at 9:42 am |
  200. Hannah

    I just love to spend it's a habbit you can't stop.

    February 21, 2013 at 9:49 am |
  201. Austin

    I think saving money is just a little bit more important then spending money because if you save money you can pay your taxes and have money for college but if you spend you could go bankrupt and

    February 21, 2013 at 9:58 am |
  202. kendyl

    Its hard to save money but really easy to spend the money as well

    February 21, 2013 at 10:08 am |
  203. Maddie

    I define managing money well as when you save and spend the same amount of money. When I was younger, I would spend more than save more. But now that I'm 13, I'm trying to teach my self to save more, so I can be prepared for the future.

    February 21, 2013 at 10:20 am |
  204. cyndel

    when it comes to money i save it, i am saving it for my future college, even though i know its hard now, i realize it would benefit me in some way. no matter what happens in my future i will have at least a little bit of Money to spend.

    February 21, 2013 at 11:15 am |
  205. Felicia

    I believe that one problem in America is people don't know how to manage money. People might say they are saving it, but they don't know how much they're spending. My mom taught me this rule. You earn a dollar, spend only 30 cents and save 70 cents. It's pretty helpful in case there is an emergency in the future.

    February 21, 2013 at 12:17 pm |
  206. samantha

    I think you should save your money because you need that money to get into college or buy food for your children

    February 21, 2013 at 12:55 pm |
  207. Liam

    Handling money well is like saving candy. It can be really hard but if you set your mind to it then you can save more money.

    February 21, 2013 at 1:39 pm |
  208. Jacob

    If you save more money, you will be able to purchase more things that cost money in the future. Plus, maybe those things will be cheaper by the time you're done saving.

    February 21, 2013 at 1:39 pm |
  209. D'Squarius

    Handling money well is saving it and not wasting it on garbage.
    I save more money than I

    February 21, 2013 at 1:40 pm |
  210. Hunter

    I think that handling money is a good thing but for most kids its hard to save money because we have so many things we want. Also I seem to spend more money then to save because I like to go out a buy stuff i don't need just to have it. I'm saving up for a new dirt bike.

    February 21, 2013 at 1:41 pm |
  211. Jacob

    1.putting it in a bank.
    2.I attend to save more.
    3.I'm saving for a car.

    February 21, 2013 at 1:43 pm |
  212. Malissa

    I define handeling money well by putting my money in my savings account. I tend to save more money because I am planning on saving up for collage and a car when I am older. Right now I am saving for my own laptop which I am going to pay for myself.

    February 21, 2013 at 1:43 pm |
  213. Zach

    I manage my money well by not going to stores. Every time i go to stores, i see something i want, and then i have to go back to get it.

    February 21, 2013 at 1:44 pm |
  214. Carter

    1. I usually save more money then I spend because i don't want to be living on the streets i wan't to be in a warm home.

    February 21, 2013 at 1:52 pm |
  215. carlos

    "Handling your money" to me is keeping track of how much cash you have, how much you've spent, what's the price of what you want, and what is really worth every dime.

    February 21, 2013 at 2:14 pm |
  216. Joe

    I would save money if i actually made money but when i get money for my birthday or limited source i usually spend it. If i had a job or some other indefinable source of money i would probaby save it

    February 21, 2013 at 2:33 pm |
  217. Tytianna

    To me, handling money well would be balancing saving and spending. I believe its more important to save money. I'm saving my money I earn to buy a jacket I want.

    February 21, 2013 at 2:36 pm |
  218. Brandon

    I would define handling money well by, not using it to get everything you want but using it for everything you need. I think that it is more important to save money because you can later use that money that you saved. I am saving my money for a car latter on in life.

    February 21, 2013 at 2:37 pm |
  219. Dylan

    I define handling money well as keeping it and not spending a whole lot, I think it is more important to save, I am saving my money right now!

    February 21, 2013 at 2:37 pm |
  220. Maija

    I define "handling money well" as making wise choices with your money. Whether it is buying something you actually need or saving it for later, making good choices is very important.
    I think it is more important to save money. Even saving a little at a time will make a difference. After a while, you can use that saved money to buy a car, pay for college, or even just to keep around.
    I am saving up for college. I have my heart set on the whole "College Experience", and I intend on making it happen.

    February 21, 2013 at 2:37 pm |
  221. Antoinette

    I think that "handling money well" would be defined as spending money for what you need, but saving some for your future. Now, it's hard for me to choose between spending and saving. I think there is a line between reasonable spending and just wasting your well earned cash. You need to spend money to get things you need, (food/gas/toilet paper...) But some people just can't settle for what they need. So saving your money would be more important. I am saving my money for things I will need for the future, like an education. I hope I will be able to save enough.

    February 21, 2013 at 2:37 pm |
  222. Alec

    Save half of your money from your check every week.
    It's more important to save.
    A car, a house, college, etc.

    February 21, 2013 at 2:37 pm |
  223. Brendon

    1.)I would define handling money well by not spending it like crazy and saving some of it.
    2.)i think it is more important to save money.
    3.)i am saving my money for a car

    February 21, 2013 at 2:38 pm |
  224. zabrina

    You never know when your going to need something. Its better to have a little money than have none at all.
    "To be perfect sell all you have and give it to the poor." – New Testament.

    February 21, 2013 at 2:39 pm |
  225. Jake

    I would define handling money well by not spending money on everything I see in the stores. I think it is important because you can buy things that cost more in the future. I am saving my money for college

    February 21, 2013 at 2:42 pm |
  226. Justin

    It's by far better to save money in my opinion. You don't want to be stuck in a rut with no money and nowhere to turn in case of emergency. It also teaches responsibility and self-control. A penny saved is a penny earned.

    February 21, 2013 at 4:50 pm |
  227. Stephanie

    i think it is important to have a balance between saving and spending, because if you spend too much you may be left with nothing, and if you save too much you wont have everything you need Xx

    February 21, 2013 at 7:05 pm |
  228. YeaEun

    Before saving any money, I'd rather stop spending habit.

    February 21, 2013 at 7:49 pm |
  229. Alyssa

    If you save your money, in the future you can have a better life, or you could also save up for college.

    February 21, 2013 at 8:40 pm |
  230. Darian

    When it comes to handling money, i would save my money for something that i would want in the future and then spend money for what i would need like food, house hold items, etc...

    February 22, 2013 at 7:20 am |
  231. Nicole

    I usually go 50/50 with spending and saving. But i'm not going to lie, I do tend to splurge:)

    February 22, 2013 at 7:31 am |
  232. Abraham

    I often save more mony because I work hard with my dad so i could get the things that i want so i save so when i see something that i want i spend my mony on it.

    February 22, 2013 at 10:10 am |
  233. David

    Most of the time when people save they get things that could be useful. But when someone doesn't save they usually end up buying junk that won't benefit them.

    February 22, 2013 at 1:26 pm |
  234. Ezra

    when it comes to mony i ten to sped more

    February 22, 2013 at 2:50 pm |
    • Selena

      YOU are wrong!

      February 23, 2013 at 9:33 pm |
  235. Courtney

    When it comes to money, I usually try to save as much as possible. It's usually better to save money, rather than spending it. If something were to happen, it's always nice to have money left.

    February 22, 2013 at 4:32 pm |
  236. Amanda

    I think kids need to learn how to start saving their money up, rather than wasting it on video games or iPods or something like that. That money could be spent to better use.

    February 22, 2013 at 4:33 pm |
  237. Meagan M

    When it comes to money I mostly save it for something i really want or spend my money wisely.

    February 22, 2013 at 8:55 pm |
  238. Kelly

    I think saving and spending should be balenced. That way you get both.

    February 23, 2013 at 4:07 pm |
  239. Gabriel

    When it comes to money, I like to save money because it allows you to get higher quality things that you may need instead of buying unnecessary junk.

    February 23, 2013 at 5:29 pm |
  240. Chris

    Are you sure your saved money would be spent in a useful way? When it comes to money, I tend to spend it right away.

    February 23, 2013 at 9:30 pm |
  241. Selena

    Spending money might look okay,BUT it is not good. Pretty soon you will run out of money. I only spend money on snacks at school. I just had my stepfather, put my money in the bank.

    So don't you people who say "Oh, that is not wasting money to her , but it is . Selena, is wrong about saving money. She has no clue that spending money is super, super good."
    WELL,YOU ARE WRONG!!!!!!!!!!!!!!!!!!!!!! Saving money is good.

    February 23, 2013 at 9:31 pm |
  242. Layla

    When it comes to money I spend more. I think it is do to the fact that I don't have a weekly allowance like my friends so, when I do get money I get really excited and want to go spend it right, then, and there
    -Layla

    February 24, 2013 at 1:15 am |
  243. Janelle

    It is believed that saving money is important. But sometimes, to spend on precious things; such as things for family or friends and so on... . Frankly, the reason to save money is also to spend money on more important things.

    February 24, 2013 at 1:58 am |